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Length-of-service pension calculator

Estimate your pensionable age, your pension percentage, and any reductions or bonifications. Calculation including career-break by status (rate proper to the Agent period and the Official period).

📜 This calculator applies Art. 77 of the Staff Regulations, Art. 21, 22 and 28 of Annex XIII, and Art. 9 and 11 of Annex VIII. 30/360 (DAYS360) calendar, pensionable-age table by age at 01/05/2014, penalty formulas differentiated by regime, and career-break by status (rate proper to the Agent period and the Official period). Indicative value — final verification to be carried out with DG PERS.
01

Career data

Automatic regime and rate detection
Date is set to the 1st of the following month for calculation (DG PERS)
Leave blank if official-only career
Leave blank if agent-only career
1st day of the month
🧮 Fill in the dates to automatically detect the applicable regime and rate
05

Pension rights acquired elsewhere

Art. 11 Annex VIII
05a. Transferred pension rights (transfer IN)
05b. Pension rights buyback
06

Rights suspensions — Personal leave (¼T)

Split before/after age 60 (DG PERS)
06a. Personal leave accumulated before age 60
06b. Personal leave accumulated after age 60
07–09

Additional data

Optional
To compute the gross pension amount
Will appear on the PDF

Simulation result

Total service
—
ASDRe
—
Age at retirement
—
Final pension %
—

📊 Calculation details

Component Duration Rate % accrued
Gross % accrued (before adjustments) — — —

🎯 Final calculation

FINAL PENSION % —
Applied legal bases:
  • Art. 77 of the Staff Regulations — 70% cap
  • Art. 21 Annex XIII — rate by first-entry date (2.00% / 1.90% / 1.80%)
  • Art. 22 Annex XIII — pensionable-age determination (table by age at 01/05/2014)
  • Art. 9 Annex VIII — penalty (3.5% before age 60, 1.75% between 60 and pensionable age) / bonification (1.5% to 5% by regime)
  • Art. 11 Annex VIII — buyback and transfer of rights
⚠️ Disclaimer: indicative calculation based on parameters at 01/12/2025. It includes career-break by status (each period uses its own rate), an interpretation that differs from the online DG PERS calculator but is consistent with Art. 21 Annex XIII. It does not handle special cases (invalidity, voluntary departure, various allowances, minimum subsistence pension, country weighting coefficient, tax). For any official verification, consult your file with DG PERS.
📚 Calculation methodology (DG PERS logic)

1. Adjusted date of birth

The date of birth is set to the 1st day of the following month before any legal-departure-date calculation. Example: born 15 March 1970 → date used 1 April 1970. This avoids calculations on partial months.

2. Accrual regime and career break (Art. 21 Annex XIII)

The rate is determined separately for each statutory period. The Agent period (TA/CA/APA) uses the rate set by the agent-engagement date. The Official period uses the rate set by the appointment date:

  • Status date before 01/05/2004 → rate 2.00%
  • Status date between 01/05/2004 and 31/12/2013 → rate 1.90%
  • Status date from 01/01/2014 → rate 1.80%

📌 Career break: an Agent engaged in 2010 (rate 1.90%) who becomes Official in 2018 contributes at 1.80% for their Official period. The contract change (Agent → Official) after a reform triggers the new rate for the subsequent period. This interpretation differs from the online DG PERS calculator (which applies a single global rate) but is consistent with the strict statutory reading of Art. 21 Annex XIII.

Incoming transfers and buybacks are valued at the first-entry rate (convention).

3. Pensionable age (Art. 22 Annex XIII)

The pensionable age depends on the regime AND the age at 01/05/2014 (reference date):

  • Post-2014: pensionable age = 66 (uniform)
  • Pre-2014: tiered table, 65 for the youngest (<35), descending to 63 for those 45+ in 2014
  • Pre-2004: tiered table, 65 for the youngest, descending to 60 for those 60+ in 2014. Derogation rule: if you had ≥ 20 years of service at 01/05/2004, pensionable age = 60

4. Gross % calculation

Gross % = (total service in 30/360 years) × accrual rate

Service duration is computed using the 30/360 calendar (DAYS360), where each month counts 30 days and the year 360. ¼T personal leave is deducted at 25% of its duration (suspension of 1 quarter = loss of 1 quarter/4 of rights).

Transfers (Art. 11 §2) and buybacks (Art. 11 §3) are added to service as equivalent years, valued at the same global rate.

5. Penalty or bonification (Art. 9 Annex VIII)

Retirement before pensionable age (penalty): formulas differ by regime:

  • Pre-2004 + ≥20 years at 01/05/2004: 3.5% per year early
  • Pre-2004 + <20 years: 3.5% before age 60, 1.75% between 60 and pensionable age
  • Pre-2014: 3.5% before age 60, 1.75% between 60 and pensionable age
  • Post-2014: 3.5% per year early (uniform)

Retirement after pensionable age (bonification):

  • Pre-2004 + ≥20 years: max(2.5%; 5% of % accrued at age 60) per year of delay
  • Pre-2004 / Pre-2014: 2.5% per year of delay
  • Post-2014: 1.5% per year of delay

6. Order of the final calculation

final % = max(0, [gross% × (1 − penalty%) + bonification%] capped at 70%)

First the multiplicative penalty, then the additive bonification, finally the 70% cap (Art. 77 of the Staff Regulations).

7. Limitations of this calculator

NOT handled: minimum subsistence pension, country weighting coefficient, pension tax, allowances (household, child, education), special levy, voluntary departure (Art. 9.2), invalidity, orphan/survivor pension. For these, use the full calculator available from DG PERS.

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